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Top 6 Insurance Companies Offering Online Life Insurance in India

 
  By : , Hyderabad, Andhra Pradesh, India       11.6.2018         Mail Now
 

There are many companies in India offering online life insurance and you can easily use them for all your insurance needs. This is the best way to buy insurance policies as there is no need to visit the office of the service provider. You can complete all the formalities online without any issues, which will help you keep track of your insurance plans. If you have many plans, you can see the individual plans by using the online services offered by insurance companies. In this way, you can keep track of the premium payments and other aspects of the. You can even get alerts for your next renewal with online life insurance services.

Using the online portals of the insurance companies

In order to choose best life insurance plans online, you need to visit the official websites of these companies. They will provide you with the required information and you can even call the customer care team for assistance. Once you have chosen your plan and thoroughly read its details, you can purchase them by paying online. The application will be processed and you will get the policy documents in your email. Once you take the printout of the document, you can get to use it in the future for all your insurance needs.

Avail different services online

You can even pay the premiums online or know the status of your loans and other things about the policy. This helps when you have multiple policies and need to access all the plans of the same company. This is the major advantage of choosing life insurance online from these companies. You can get access to important data whenever required and this helps you track your plans. Some online life insurance plans may also come with investment options and this is a good way to know about the amount accumulated in the policy.

LIC of India

It is undoubtedly the biggest company in India offering online life insurance services and is highly trusted by the country. The online portal of the company allows customers to register for the services by providing their details. In this way, customers can know about the various policies and even link all their policies into one account. It becomes very easy to track the payments made and you can even renew the policy. The company also has a wide network of offices all over the country and you can approach them if you need any help with regards to your policy.

SBI Life Insurance

The company offers online life insurance plans along with various other investment plans. It has a joint venture with BNP Paribas and is one of the leading insurance companies in our country. Millions of people use its online services to buy insurance plans saving them a lot of time. Similarly, the portal is also useful when it comes to handling various other transactions like renewals and loans against policies. You can get in touch with the customer care team to know more about the individual plans and buy them online to get the best insurance cover.

HDFC Standard Life Insurance

The company has a good reputation in the market and offers various online life insurance plans and it has earned the respect of customers in this regard. You can easily choose them for all your insurance requirements and get the best services in the long run. You can also use your online banking account with HDFC to buy different policies and this can be combined into a single account with the company. In this way, tracking different plans becomes very easy in the future.

Birla Sun Life Insurance

This is one of the best emerging companies offering online life insurance plans. They offer some interesting plans that even include investment options. With them, you can get life coverage along with good returns in future. You can reach out to the customer care team and know more about the services or use their online portal to learn about the different plans offered by the company.

Reliance Life Insurance

This company is famous for delivering some of the best online life insurance plans.
The company also offers various non-life plans. In this way, you can get all the required services in one single platform. The company also has a good network of advisors and you can use their services to know all the details about the insurance policy.

Bajaj Allianz Life Insurance

There are many advantages of choosing online life insurance plans from this company as they offer very attractive plans. Apart from that, the company is also well known for quick service and you can easily trust their team in this regard.

Why should you choose online services?

  • There are many reasons why you should choose online life insurance as it saves time and money in the long run.

  • You can complete the major formalities online and link them to the common account with the insurance company.

  • This helps you keep track of multiple policies from the same service provider and there is no need to worry about maintaining documents.

  • You can get to know the renewal dates in advance and you will also be able to renew them online by paying via netbanking or your credit and debit card.

  • You can know the details about every policy even before you buy one and this is the advantage of choosing online services.

  • If you want to buy any new policy, all you need to do is to provide your details and it will provide you with the necessary information.

  • You can get to know the inclusions and exclusions of the plan online and help you to make the best choice for your future.

  • You can even compare the rates and benefits offered by various companies by visiting the online portals of individual companies.

  • Once you are completely impressed with any particular plan, you can go ahead and purchase them online.

  • This saves time as there is no need to visit any office and wait for long hours to process the documents.

How to buy insurance policy online?

It is very easy to buy any insurance policy online. All you have to do is to zero in upon your chosen policy and then visit the official portal of that particular company. It is important to note that you will have to provide correct details about yourself while buying the plans as the insurance companies will verify the details of your PAN card and Aadhaar Card from relevant sources. Once you have submitted all the relevant details, you can fill the online application form and make the required payment for the policy. After the relevant processes are complete, you will receive the documents in your email. This simple process is enough for buying online life insurance and you will be able to save your valuable time.

Can I renew my policy online?

It is very easy to renew online life insurance plans as most companies allow consumers to use such features. This has made it possible for customers to renew their policy at any time of their choice without having to visit the office of the service provider. This is a godsend as working people are often too busy to go to the insurance company for policy renewals and may forget to renew their policy on time. To avoid this, using online services is the best method and they can easily keep the policy in force without any delays. You can use your credit card or debit card to make the payment for the premium. In the same manner, you can even use your online banking account for renewal of the policy.

These are some of the major benefits of choosing online life insurance services. You can even buy other insurance plans for your vehicle and health cover using the online services. This is an added advantage that customers get and you can even use the mobile services offered through various apps. This will help you access the services on your smartphone and you can easily renew your policy and know the status of any of your policies. Considering these advantages, it makes sense to choose the online services for all your insurance needs.




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