I earn Rs.20,000 per month. I spend Rs. 10,000 for my insurances, kids tuition fees, household expenses, tax payment, etc. Hence, I can save Rs.10,000/- every month. Kindly suggest me where should I invest, I don't believe in the share market. Please do suggest a safer place like Post Office / any other schemes. This is the only way for me and my sons future savings. Thanks and regards, Shilpa