State Bank of India- Medi- Plus Scheme
Purpose of Loan:
Loan for individuals to avail specialized expensive medical treatment e.g.
coronary by-pass, Hip and Knee replacement surgery, cochlear implants surgical
for the hearing impaired etc.
Eligibility:
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An employee of the Government/ a reputed PSU/ a profit
making public limited company, and if you have a minimum, 10 years of
service.
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A self-employed professional.
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A pensioner, who has taken voluntary retirement and is not
yet 60 years old.
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An agent of Insurance/ KVP/ Mutual Funds etc. with a minimum
annual income of Rs.3 lakh.
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An employee/ a pensioner with a minimum income of Rs.10,000
per month or if you are a neither, a minimum income of Rs.3 lakhs per annum.
Loan Amount:
The loan amounts range from a minimum of Rs.50,000/- to a
maximum of 12 months NMI (when it concerns salaried individuals and pensioners)
or a 1 year net annual income (when it comes to persons other than salaried
individuals and pensioners), subject, to the following ceilings:
Margin:
20% of the total cost of treatment.
Repayment:
You may comfortably repay your loan over a maximum - 60 Equated
Monthly Installments.
Interest:
0.75% above SBAR i.e.13.00% p.a. (w.e.f. 01.01.2009).
For more information: Website
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State Bank of India- Teachers- Plus Scheme
Purpose:
SBI recognizes the special position sanctioned for
teachers in our society and is proud to introduce Teacher Plus - a special
scheme for teachers placed under State and Central Governments as also
under the deemed universities. Through Teacher Plus, you can avail of
concessions in the rates of interest, processing charges and margin
amounts.
Eligibility:
This scheme is open for all teachers placed under State
and Central Governments as also under the deemed universities.
For more information: Website
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