Eligibility :
	Applicant should be a resident Indian Minimum net annual income of Rs. 150,000 for secured loan and Rs. 75,000 for unsecured loan Student must have secured admission to a recognised college/university in India or abroad Loans available for study abroad at select institutes, based on their accreditation
Loan Details
	Quantum Loans are available for studies in India or abroad. Avail of loan amounts ranging from a minimum of Rs. 50,000 to a maximum of Rs. 25,00,000. Security Loans above Rs.500,000 are available against security of residential property/shares. Loans to value ratio to be less than or equal to 50% of the property valuation.
Rate of Interest
	As per bank rules. The bank gives an option of choosing between a fixed or floating rate of interest (the floating rate option is available only in case of secured loans).
Repayment
	Through Equated Monthly Installments (EMIs) scheme. Repayment period is up to 4 years for unsecured loans and 7 years for secured loans (against security of a residential property / shares). All loans at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. Loans available for applicants and properties in and around the limits of cities where HSBC has branches