1.Educational qualifications 
1)General candidates and others - First division in Graduation in any discipline with 65% or more marks 
2)SC/ST/Physically Handicapped  Candidates - First Division in Graduation In any discipline with 60 % or more marks or
3)Degrees which are considered equivalent to graduation  E.g. Chartered Accountant (CA), Cost Accountant (ICWA), Company Secretary (CS), as also qualifications in management like MBA / PGDBM, subject to fulfillment of criteria as regards division and marks as stipulated above.

In addition to above, Proficiency in computer and certificate of having completed training from a reputed institute is also essential.

Age limit - Not below 21 years and not above 30 years as on1st July of the year of Exam.
 Relaxation in Upper Age limit 
1) SC/ST candidates by 5 years 
2) OBC candidates   by 3 years 
3)Ex-servicemen, Commissioned officers, including  those ECOs/SSOs who have rendered at least 5 years military service and have been released on completion of assignment .
4)All officers of regional Rural Banks who have put in a minimum continuous service of 5 years 
5) Persons domiciled in the state of Jammu &Kashmir during the  period 01.01.80 to 31.12.89
6) Orthopaedically /Visually handicapped candidates 

Relaxation in upper age limit available to SC/ST/OBC candidates is allowed on cumulative basis  with only one of the remaining categories for which age relaxation is permitted as mentioned above. Candidates seeking age relaxation are required to submit copies of necessary certificates along with the application .

2. Notes for Orthopaedically /Visually Handicapped candidates :

a) Only those OH candidates who have loco motor disability or cerebral palsy with loco motor impairment of minimum of 
40 % and only those who fall in the following categories are eligible to apply :

BL - Both legs affected but not arms 
OA - One arm affected (R or L) 
(a) Impaired reach
(b) weakness of grip
(c) ataxia
OL- one leg affected  (R OR L)
MW -Muscular weakness and limited physical endurance

b) Only those visually handicapped persons who suffer from any one of the following conditions are eligible to apply.
1)Total absence of sight 
2)Visual acquit not exceeding 6/60 or 20/200 (Snellen )in the better eye with correcting lenses.
3) Limitation of the field of vision subtending an angle of 20 degree or verse.

c) At the time of written examination, only blind/low vision candidates whose writing speed is affected by cerebral palsy can use own scribe/writer at his/her own cost. In all such cases where a scribe/writer is used, the following rules will apply.

1. The candidate will have to arrange his/her won scribe/writer at his/her own cost.

2. Scribe/writer must be one grade junior in academic qualification to the candidate.

3. Scribe/writer should be one possessing 50% or less marks.

4. Scribe/writer should be from academic discipline other than that of the candidate.

5. Both the candidate as well as the scriber/writer will have to give a suitable undertaking, confirming that the scribe fulfils all the stipulated eligibility criteria for a scribe as mentioned above. Further, in case it later transpires that he/she did not fulfill any of the laid -down or suppressed material facts, the candidature of the applicant will stand cancelled, irrespective of the result of the written test.

6. Only those candidates who use a scribe/writer shall be eligible for extra time of 20 minutes and /or part there for every hour of the examination.

3. Category.

Instructions for writing Category Name and Category Code No. on the application form.
Various category names and their code numbers are given below to be indicated in item 8 of the application form.

Category Name	Code No	Category Name	Code No	Category Name	Code No	Category Name	Code No
SC	01	ST	04	OBC	07	GEN	10
SC(OH)	02	ST(OH)	05	OBC(OH)	08	GEN (OH)	11
SC(VH)	03	ST(VH)	06	OBC(VH)	09	GEN(VH)	12